Our services

More than a lender — a partner in your growth

HIFADHI supports members far beyond savings and credit, with education, advisory, and training designed to build lasting prosperity.

Service 01

Knowledge that compounds.

Financial Education

Structured programs that demystify budgeting, saving, credit, and investment so every member makes confident financial decisions.

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Service 02

From idea to enterprise.

Entrepreneurship Training

Practical training that helps members turn business ideas into sustainable ventures, with mentorship at every stage.

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Service 03

Put your money to work.

Investment Advisory

Guidance on collective and personal investment opportunities matched to members' goals and risk appetite.

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Service 04

Grow with support.

Business Development

Advisory services and working-capital access that help member businesses scale responsibly.

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Service 05

Prepare for life after service.

Retirement Planning

Long-term savings strategies and share accumulation designed to secure a comfortable retirement.

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Service 06

A culture of saving.

Savings Mobilization

Programs and incentives that encourage consistent saving and reward members' discipline.

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Service 07

Borrow wisely.

Loan Advisory

One-on-one guidance to choose the right product, structure repayments, and borrow within your means.

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Become Part of HIFADHI SACCOS Today

Join a member-owned cooperative that has strengthened the financial future of TANAPA employees for 25 years. Your journey to savings, credit, and growth starts here.