Membership

Become an owner of your cooperative

Membership is open to TANAPA employees who meet the requirements. As a member you're not a customer — you're an owner who shares in the cooperative's success.

Who can join

Open to every TANAPA employee

If you are an employee of Tanzania National Parks in good standing, you are eligible to join HIFADHI SACCOS and begin building your financial future alongside thousands of colleagues.

  • A current TANAPA employee in good standing
  • Willing to acquire the required shares over time
  • Committed to consistent monthly savings
  • Able to provide valid identification and employment confirmation
Membership economics

Share capital

TZS 5,000,000

500 shares × TZS 10,000 per share

Build your shares steadily over time.

One-time entrance fee

TZS 200,000

Payable once
Start your application
Why join

Benefits of membership

Affordable Loans

Access credit at member-friendly rates far below commercial banks.

Financial Security

A safe, regulated place for your savings to grow steadily.

Business Support

Advisory and capital to help members start and grow enterprises.

Savings Growth

Consistent returns and annual dividends on your shares.

Investment Opportunities

Participate in collective investments with attractive returns.

Financial Literacy

Ongoing training to build confident money management skills.

Retirement Preparation

Build a dependable nest egg for life after service.

Emergency Support

Fast assistance when unexpected needs arise.

Getting started

How to join in six steps

A simple, transparent process — most applications are approved within a week.

1

Confirm eligibility

Be a TANAPA employee in good standing and meet the membership requirements.

2

Complete the form

Download and fill the membership application form, or collect one at any office.

3

Pay entrance fee & shares

Pay the TZS 200,000 entrance fee and begin acquiring your 500 shares.

4

Submit & verify

Return your form with copies of your ID and employment confirmation.

5

Get approved

The committee reviews and approves your membership, usually within a week.

6

Start saving & borrowing

Access savings, loans, and every member benefit from day one.

Ready to join HIFADHI SACCOS?

Take the first step toward savings, affordable credit, and true financial ownership.