Forms & guides
Downloads & document library
Everything you need in one place — membership and loan forms, annual reports, bylaws, policies, and financial statements.
12 documents
Annual Report 2024
Annual Reports · PDF · 4.2 MB · 10 Apr 2025
Annual Report 2023
Annual Reports · PDF · 3.8 MB · 15 Apr 2024
Membership Application Form
Membership · PDF · 310 KB · 5 Jan 2025
Community Development Loan Form
Loan Forms · PDF · 280 KB · 5 Jan 2025
Emergency Loan Form
Loan Forms · PDF · 240 KB · 5 Jan 2025
Education Loan Form
Loan Forms · PDF · 265 KB · 5 Jan 2025
Health & Medical Loan Form
Loan Forms · PDF · 255 KB · 5 Jan 2025
HIFADHI SACCOS Bylaws
Bylaws · PDF · 1.6 MB · 22 Aug 2023
Savings & Dividend Policy
Policies · PDF · 820 KB · 18 Feb 2024
Credit & Lending Policy
Policies · PDF · 910 KB · 18 Feb 2024
Audited Financial Statements 2024
Financial Statements · PDF · 2.1 MB · 20 Mar 2025
Strategic Plan 2024–2028
Strategic Plan · PDF · 5.4 MB · 30 Jan 2024