About HIFADHI SACCOS

A cooperative built on trust, since 2000

A Savings and Credit Cooperative Society for the employees of TANAPA and the staff of HIFADHI SACCOS LTD, united by a common bond of thrift, self-help, and mutual financial support.

Who we are

HIFADHI SACCOS LTD is a Savings and Credit Cooperative Society officially registered under the Cooperative Societies Act, Cap. 211, including its 2025 amendments. Since our registration on 21 December 2000, we have grown to serve over 865 members, with more than 501 active members taking part in our financial programs. We operate with transparency, integrity, and a deep commitment to empowering members to achieve their financial goals and secure their futures.

25+

Years of service

Our story

From a shared idea to a trusted institution

HIFADHI SACCOS LTD was established to serve the financial needs of its members, primarily employees of TANAPA and the Society's own staff, united by a common bond of thrift, self-help, and mutual support.

We are a fully registered cooperative society, initially registered under number AR 382 on 21 December 2000, and now operating under our current registration number PRI-ARS-ARS-CC-2022-1462.

Our headquarters are located at Burka Estate, Elarai Ward, Arusha, and our financial year runs from 1 January – 31 December each year.

Our journey

Milestones along the way

2000

Founded

Registered on 21 December 2000 (Reg. No. AR 382) to serve TANAPA employees and HIFADHI staff.

2006

A growing base

More members embrace a culture of thrift, self-help, and mutual financial support.

2012

Loan products expand

New credit products launch to meet housing, education, and emergency needs.

2018

Financial education

Structured member literacy programmes roll out across park stations.

2023

Community impact

Members deepen their savings and take part in community development initiatives.

2025

Silver jubilee

Twenty-five years of service under the 2025 amendments to the Cooperative Societies Act; 865+ members strong.

Our Mission

To uplift, strengthen, and advance the economic and social well-being of our members by providing accessible, affordable, and reliable financial services.

Our Vision

To become the leading cooperative society that empowers TANAPA employees through sustainable financial services.

What we stand for

Our core values

Integrity

We safeguard members' resources with transparency and unwavering honesty.

Member Ownership

Every member is an owner. Decisions are made democratically, for the collective good.

Financial Discipline

Prudent management ensures the cooperative remains strong for generations.

Service Excellence

We serve members promptly, professionally, and with genuine care.

Empowerment

We equip members with the knowledge and tools to build lasting prosperity.

Community

We invest in the wellbeing of TANAPA staff and the communities around our parks.

Our core purpose

Driven to improve members' lives

We are driven by a clear and unwavering commitment to our members. These objectives, as outlined in our bylaws, are designed to create lasting financial impact for every member.

1

Promote a strong culture of regular saving and financial discipline

2

Provide a safe, reliable platform for savings that earns competitive returns

3

Offer accessible, affordable credit from members' pooled capital

4

Empower members through financial literacy, entrepreneurship, and investment education

5

Develop diverse financial products tailored to members' evolving needs

6

Safeguard members' funds through prudent management, insurance, and strong internal controls

Governance

Board of Directors

Elected by members to provide strategic direction and oversight.

Christina Mbwambo

Board Member

Advocate for women's financial inclusion within TANAPA.

Dr. Fatuma Ally Nassoro

Board Chairperson

Twenty years' leadership in cooperative governance and conservation administration.

Elias Sanga

Treasurer

Chartered accountant with deep expertise in cooperative finance.

Hamis Rajabu

Board Member

Represents members across the northern park circuit.

Joseph Mwakalinga

Vice Chairperson

Champion of member education and sustainable savings culture.

Rehema Kileo

Board Secretary

Oversees governance, compliance, and member communication.

Leadership

Management Team

The professionals who deliver member services every day.

David Kimambo

Credit Officer

Manages loan appraisal, approval, and recovery.

Lucy Ndosi

ICT & Operations Officer

Keeps member services running smoothly and securely.

Neema Massawe

Finance Manager

Stewards the cooperative's financial health and reporting.

Peter Malima

Financial Education Officer

Designs and delivers member literacy programmes.

Salum Abdallah Kombo

General Manager

Leads day-to-day operations and strategic execution.

Zainab Hassan

Membership Officer

First point of contact for new and existing members.

How we're organised

Organisational structure

1

General Meeting (Members)

The supreme authority, every member has an equal voice and vote.

2

Board of Directors

Elected by members to set strategy and provide oversight.

3

Supervisory Committee

Independent oversight of governance, controls, and compliance.

4

Credit Committee

Reviews and approves member loan applications.

5

Management Team

Executes strategy and delivers day-to-day member services.

Registration

Officially registered & regulated

Certificate of Registration

HIFADHI SACCOS LTD

Current Reg. No.

PRI-ARS-ARS-CC-2022-1462

Registered since

21 Dec 2000

Original No.

AR 382

Financial year

Jan – Dec

Registered under the Cooperative Societies Act, Cap. 211 (including its 2025 amendments).

Become Part of HIFADHI SACCOS Today

Join a member-owned cooperative that has strengthened the financial future of TANAPA employees for 25 years. Your journey to savings, credit, and growth starts here.