A cooperative built on trust, since 2000
A Savings and Credit Cooperative Society for the employees of TANAPA and the staff of HIFADHI SACCOS LTD, united by a common bond of thrift, self-help, and mutual financial support.
HIFADHI SACCOS LTD is a Savings and Credit Cooperative Society officially registered under the Cooperative Societies Act, Cap. 211, including its 2025 amendments. Since our registration on 21 December 2000, we have grown to serve over 865 members, with more than 501 active members taking part in our financial programs. We operate with transparency, integrity, and a deep commitment to empowering members to achieve their financial goals and secure their futures.
25+
Years of service
From a shared idea to a trusted institution
HIFADHI SACCOS LTD was established to serve the financial needs of its members, primarily employees of TANAPA and the Society's own staff, united by a common bond of thrift, self-help, and mutual support.
We are a fully registered cooperative society, initially registered under number AR 382 on 21 December 2000, and now operating under our current registration number PRI-ARS-ARS-CC-2022-1462.
Our headquarters are located at Burka Estate, Elarai Ward, Arusha, and our financial year runs from 1 January – 31 December each year.
Milestones along the way
Founded
Registered on 21 December 2000 (Reg. No. AR 382) to serve TANAPA employees and HIFADHI staff.
A growing base
More members embrace a culture of thrift, self-help, and mutual financial support.
Loan products expand
New credit products launch to meet housing, education, and emergency needs.
Financial education
Structured member literacy programmes roll out across park stations.
Community impact
Members deepen their savings and take part in community development initiatives.
Silver jubilee
Twenty-five years of service under the 2025 amendments to the Cooperative Societies Act; 865+ members strong.
Our Mission
To uplift, strengthen, and advance the economic and social well-being of our members by providing accessible, affordable, and reliable financial services.
Our Vision
To become the leading cooperative society that empowers TANAPA employees through sustainable financial services.
Our core values
Integrity
We safeguard members' resources with transparency and unwavering honesty.
Member Ownership
Every member is an owner. Decisions are made democratically, for the collective good.
Financial Discipline
Prudent management ensures the cooperative remains strong for generations.
Service Excellence
We serve members promptly, professionally, and with genuine care.
Empowerment
We equip members with the knowledge and tools to build lasting prosperity.
Community
We invest in the wellbeing of TANAPA staff and the communities around our parks.
Driven to improve members' lives
We are driven by a clear and unwavering commitment to our members. These objectives, as outlined in our bylaws, are designed to create lasting financial impact for every member.
Promote a strong culture of regular saving and financial discipline
Provide a safe, reliable platform for savings that earns competitive returns
Offer accessible, affordable credit from members' pooled capital
Empower members through financial literacy, entrepreneurship, and investment education
Develop diverse financial products tailored to members' evolving needs
Safeguard members' funds through prudent management, insurance, and strong internal controls
Board of Directors
Elected by members to provide strategic direction and oversight.
Christina Mbwambo
Board Member
Advocate for women's financial inclusion within TANAPA.
Dr. Fatuma Ally Nassoro
Board Chairperson
Twenty years' leadership in cooperative governance and conservation administration.
Elias Sanga
Treasurer
Chartered accountant with deep expertise in cooperative finance.
Hamis Rajabu
Board Member
Represents members across the northern park circuit.
Joseph Mwakalinga
Vice Chairperson
Champion of member education and sustainable savings culture.
Rehema Kileo
Board Secretary
Oversees governance, compliance, and member communication.
Management Team
The professionals who deliver member services every day.
David Kimambo
Credit Officer
Manages loan appraisal, approval, and recovery.
Lucy Ndosi
ICT & Operations Officer
Keeps member services running smoothly and securely.
Neema Massawe
Finance Manager
Stewards the cooperative's financial health and reporting.
Peter Malima
Financial Education Officer
Designs and delivers member literacy programmes.
Salum Abdallah Kombo
General Manager
Leads day-to-day operations and strategic execution.
Zainab Hassan
Membership Officer
First point of contact for new and existing members.
Organisational structure
General Meeting (Members)
The supreme authority, every member has an equal voice and vote.
Board of Directors
Elected by members to set strategy and provide oversight.
Supervisory Committee
Independent oversight of governance, controls, and compliance.
Credit Committee
Reviews and approves member loan applications.
Management Team
Executes strategy and delivers day-to-day member services.
Officially registered & regulated
Certificate of Registration
HIFADHI SACCOS LTD
Current Reg. No.
PRI-ARS-ARS-CC-2022-1462
Registered since
21 Dec 2000
Original No.
AR 382
Financial year
Jan – Dec
Become Part of HIFADHI SACCOS Today
Join a member-owned cooperative that has strengthened the financial future of TANAPA employees for 25 years. Your journey to savings, credit, and growth starts here.


