About HIFADHI SACCOS

A cooperative built on trust, since 2000

For twenty-five years, HIFADHI SACCOS LTD has been the financial home of Tanzania National Parks employees — member-owned, member-governed, and dedicated to shared prosperity.

25+

Years of service

Our story

From a shared idea to a trusted institution

HIFADHI SACCOS LTD was established on 2000 by a group of TANAPA employees who believed that pooling their savings could unlock affordable credit and lasting financial security for one another.

Registered as cooperative number AR.382, the society has grown from a small circle of founding members into a cooperative of over 5,200 members — while never losing sight of its founding principle: members come first.

Today HIFADHI operates from Arusha with a presence across the northern park circuit, offering savings, four loan products, financial education, and investment opportunities to every member.

Our journey

Milestones along the way

2000

Founded

HIFADHI SACCOS is registered (Reg. No. AR.382) to serve TANAPA employees.

2006

1,000 members

A growing base of members embraces a culture of saving and cooperation.

2012

Loan products expand

New credit products launch to meet housing, education, and emergency needs.

2018

Financial education

Structured member literacy programmes roll out across park stations.

2023

TZS 8B+ in savings

Member savings surpass eight billion shillings — a milestone of trust.

2025

Silver jubilee

Twenty-five years of service, 5,200+ members, and a 9.5% dividend.

Our Mission

To provide quality savings, affordable credit, financial education, and investment opportunities that improve members' economic well-being.

Our Vision

To become the leading cooperative society that empowers TANAPA employees through sustainable financial services.

What we stand for

Our core values

Integrity

We safeguard members' resources with transparency and unwavering honesty.

Member Ownership

Every member is an owner. Decisions are made democratically, for the collective good.

Financial Discipline

Prudent management ensures the cooperative remains strong for generations.

Service Excellence

We serve members promptly, professionally, and with genuine care.

Empowerment

We equip members with the knowledge and tools to build lasting prosperity.

Community

We invest in the wellbeing of TANAPA staff and the communities around our parks.

Our objectives

What we set out to achieve

Six commitments guide every decision the cooperative makes.

1

Promote financial education among members

2

Cultivate a strong and consistent savings culture

3

Provide affordable and accessible loans

4

Improve the economic status of members

5

Create sustainable investment opportunities

6

Build lasting financial independence for members

Governance

Board of Directors

Elected by members to provide strategic direction and oversight.

Dr. Fatuma Ally Nassoro

Board Chairperson

Twenty years' leadership in cooperative governance and conservation administration.

Joseph Mwakalinga

Vice Chairperson

Champion of member education and sustainable savings culture.

Rehema Kileo

Board Secretary

Oversees governance, compliance, and member communication.

Elias Sanga

Treasurer

Chartered accountant with deep expertise in cooperative finance.

Christina Mbwambo

Board Member

Advocate for women's financial inclusion within TANAPA.

Hamis Rajabu

Board Member

Represents members across the northern park circuit.

Leadership

Management Team

The professionals who deliver member services every day.

Salum Abdallah Kombo

General Manager

Leads day-to-day operations and strategic execution.

Neema Massawe

Finance Manager

Stewards the cooperative's financial health and reporting.

David Kimambo

Credit Officer

Manages loan appraisal, approval, and recovery.

Zainab Hassan

Membership Officer

First point of contact for new and existing members.

Peter Malima

Financial Education Officer

Designs and delivers member literacy programmes.

Lucy Ndosi

ICT & Operations Officer

Keeps member services running smoothly and securely.

How we're organised

Organisational structure

1

General Meeting (Members)

The supreme authority — every member has an equal voice and vote.

2

Board of Directors

Elected by members to set strategy and provide oversight.

3

Supervisory Committee

Independent oversight of governance, controls, and compliance.

4

Credit Committee

Reviews and approves member loan applications.

5

Management Team

Executes strategy and delivers day-to-day member services.

Registration

Officially registered & regulated

Certificate of Registration

HIFADHI SACCOS LTD

Registration No.

AR.382

Date registered

10 Dec 2000

A registered Savings & Credit Cooperative Society under Tanzanian law.

Become Part of HIFADHI SACCOS Today

Join a member-owned cooperative that has strengthened the financial future of TANAPA employees for 25 years. Your journey to savings, credit, and growth starts here.